Despite easier than ever access to personal finance services, there are still 3 million adults in the UK today who are completely outside the banking system, and don’t have access to a bank account. Many of these people are unable to get a standard account because they have a poor credit score, either because of… Continue reading About Basic Bank Accounts
Category: Finance
Accounting – All Businesses Need One.
As business becomes more and more global, and complexities continue to emerge, certain fields have gained prominence in today’s career market. One of these is accounting. Accounting is a very conceptual career or task, more a question of information handling than any hands-on approach to product development. However, as trends change, accounting is becoming a… Continue reading Accounting – All Businesses Need One.
100 Percent Mortgages
People interested in a 100 percent refinance are looking to cash out the total value of their homes. This type of loan does not require any down payment and one can use the money for anything that they like. Fixing up one’s home, paying off bills, or going on vacation are all legitimate options. When… Continue reading 100 Percent Mortgages
10 Tips To Make Sure Your Financial Budget Will Succeed
You’ve analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action. This is easier said than done. In many cases you will have forgotten about… Continue reading 10 Tips To Make Sure Your Financial Budget Will Succeed
7 Tips For Better Online Banking
Banking has never been easier than it is today. Online banking allows you to access your bank at any time of day or night. You can even do this dressed in your underwear if you like. And if you choose to do it that way, it’s just as well there are no lines to wait… Continue reading 7 Tips For Better Online Banking
6 Questions to Ask When Choosing a Home Equity Loan
So you need some money for unexpected expenses. The roof took on a leak, the deck rotted through and a new family addition tightened living space. You bought too much Christmas on credit now the bills are overwhelming. Junior got accepted to that Ivy League school. Tapping into your home equity can help ease your… Continue reading 6 Questions to Ask When Choosing a Home Equity Loan
10 Easy Ways To Organize Your Business Finances
Whether you are a new entrepreneur or a more experienced business owner, taking control of your finances can feel like a part-time job. Some simple tips can help you streamline your time, organize your finances and reduce the stress of business money matters. 1. Keep Your Bills in One Place When the mail comes, make… Continue reading 10 Easy Ways To Organize Your Business Finances
Always Compare Prices
If you are anything like me, you have to abide by a strict budget in order to see all of your bills taken care of each month. Most months there aren’t extra dollars laying around to be spent freely on anything you want. Sure, you might splurge on an occasional coffee or two, but for… Continue reading Always Compare Prices
5 Easy Steps to Rebuild Your Credit after Bankruptcy
Bankruptcy often is the last ultimate solution for many debtors who have unbearable debts. With filing a bankruptcy, you will get rid of your debts instantly and relief you from the harassing call of your creditors. Although bankruptcy has many undesirable consequences such as your bad credit record will remain on your credit report for… Continue reading 5 Easy Steps to Rebuild Your Credit after Bankruptcy
5 Great Reasons To Refinance
There are many great reasons to refinance. With lower cost, adjustable rate, and 0-down options, traditional loan programs like 30-year or 15-year fixed rate mortgages don’t always allow us to meet our financial goals. Today, even reducing your mortgage interest rate a little can save you big over the life of your home loan. Take… Continue reading 5 Great Reasons To Refinance