Most of us have moved at some point in our lives. Some of us are even familiar with the feelings of fear and trepidation that often come with watching our personal belongings being driven away by movers. Many of us question whether or not we’ll we ever see our belongings safe and sound again. We may even question their condition once the move is complete. These are valid questions that can be addressed by investing in moving insurance.
Why Is Moving Insurance a Good Option?
Accidents happen. This is a possibility even if you use a reputable moving company. There are many unexpected situations that can arise that could cause an accident. Unfortunately, your expensive and sentimental items can become the unwilling victims in situations like these. However, moving insurance covers your items in the event of one of these unfortunate accidents. This is why investing in moving insurance could be a practical solution.
What Are the Different Coverage Options for Moving Insurance?
Most moving companies offer several different coverage options. You can purchase basic moving insurance or released value protection coverage that sets the overall value of your belongings at 60 cents per pound. Sixty cents is a modest valuation of your belongings. As a result, most movers offer more than basic coverage. You can also purchase full value coverage which allows you to purchase insurance based on the actual value of your belongings.
What’s Not Covered?
Although it’s important to know what’s covered by moving insurance, it’s more important to know what’s not covered. For example, with valuation coverage, movers aren’t responsible for items they didn’t pack unless the box becomes significantly damaged during the move. Natural disasters like fires, hurricanes, tornados, windstorms, and hail aren’t covered. It should also be noted that movers are not required to reimburse you for items valued at more than $100 dollars per pound unless they are listed on the shipping documents. These laws are set by the Surface Transportation Board, a federal organization that oversees moving companies.
If you make the choice to invest in moving insurance it may bring you some peace of mind. You may feel better about the safety and safe passage of your belongings. Plus, moving companies like Rodbev Removals offer different levels of coverage. This allows you to choose the option that best fits your situation. However, before you decide on the type of coverage that would fit you best, become familiar with what’s covered and what’s not. It’s also a good idea to get a good understanding of how the insurance works and how the value of your items is determined. Moving insurance has the ability to grant you peace of mind until your items arrive safely at your new residence. Make sure you understand how moving insurance works and choose the best coverage for your situation.